There are various types of insurance adjusters:
a) Company Adjuster – Works in-house for an insurance company and only represents the interests of the insurer.
b Independent Adjuster – Performs field work and investigates claims for an insurer.
c) Public Insurance Adjuster – The only type of adjuster licensed to work solely on behalf of the insured.
A public insurance adjuster will review all policies in effect to evaluate coverage’s and calculate the amount of loss. The claim will be introduced to the insurer and finally settled. Sometimes there is a difference of opinion between the insurer and the insured on the claim amount owed. The public adjuster will strongly advocate for the insured. For instance, you can easily find Commercial and Industrial Damage Claims Adjuster at public-adjuster and on many other sources similar to it
How does the PA interact with the mortgage servicer?
Since the insured has sure duties under the terms of the policy owner, they often depend on a public adjuster to assist them in identifying and finishing those duties. For example, the insured must notify their mortgage servicer of their loss and will be necessary by the servicer to complete sure forms and provide claim-related documents. When your claim gets denied, it implies that the insurer does not see your injury or disability to be extreme to meet the requirements of compensation. In case you feel that your claim denial is unjust, you must contact insurance lawyers. They will assess your case and give you the true picture.